Intelligent Phishing Detection: Integrating Generative AI with Machine Learning
In latest years, improvements in Internet and cloud technology have brought about a huge boom in digital buying and selling wherein customers make on-line purchases and transactions. This increase results in unauthorized get admission to customers touchy…
Access of Rural People to Digital Financial Services and Government Initiatives to Strengthen Financial Inclusion
Rajagopalan, S.; Shiddharthy, R.
…key obstacles such as low digital literacy, inadequate infrastructure, and limited internet connectivity. The paper also examines various government programs and policies designed to enhance financial inclusion, such as the Pradhan Mantri Jan Dhan Yojana…
Digital financial inclusion and among rural population
…challenges faced by rural communities, such as limited digital awareness, inadequate internet connectivity, cyber security concerns, and trust-related issues in digital transactions. Based on secondary data from government reports and existing empirical…
Emerging Technologies in Education and Digital Learning Platforms
…Virtual Reality (VR), Augmented Reality (AR), Big Data Analytics, Cloud Computing, Internet of Things (IoT), and Blockchain are playing a crucial role in modern education. Digital learning platforms like Learning Management Systems (LMS), Massive Open…
Infrastructure Development and Digital Economy
…paper mainly focuses on digital Infrastructure development in India like high-speed internet, Unique Identity of citizens, mobile banking, Common Service Center (CSC), cloud space for citizens, government e- Marketplace, open forge project and digital…
Digital Transformation in Commerce – Catalysing Economic Growth in Bharat 2047
…and data, revolutionizes retail and financial services. Government programs enhance internet penetration—projected to reach 82% by 2047—while fintech innovations drive financial inclusion and startup ecosystems. These elements collectively boost…
Socio-Economic Determinants of Digital Exclusion: An Analytical Study
…disadvantaged backgrounds often face limited access to digital devices and reliable internet connectivity, while low levels of education and digital skills restrict effective technology use. Rural populations continue to experience infrastructural deficits…
Role of Public Sector Banks and Regional Rural Banks in India’s Digital Banking Transformation
…reach, PSBs have adopted advanced digital technologies such as mobile banking, internet banking, Unified Payments Interface (UPI), Core Banking Solutions (CBS), and digital lending platforms to enhance customer convenience, improve operational…
Digital Literacy and Educational Gaps: Challenges and Pathways Toward Inclusive Development
…literacy and education gaps, including the digital divide, access to technology, internet connectivity, and skill development. It further highlights major challenges faced by learners and proposes strategic measures such as inclusive digital policies,…
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