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Abstract

Sustainable and green finance has emerged as a critical component of global financial systems aimed at promoting environmentally responsible economic growth. With increasing climate risks and environmental challenges, financial institutions are adopting digital channels to mobilize funds efficiently for sustainable development. Digital platforms such as mobile banking, fintech applications, block chain, and artificial intelligence are transforming the way green finance products are designed, delivered, and monitored. This paper examines the concept of sustainable and green finance, the role of digital channels in promoting it, key digital tools used, benefits, challenges, and future prospects. The study highlights how digitalization enhances transparency, accessibility, and accountability in green finance, thereby supporting long-term environmental and economic sustainability.